Payments & Collections
Collect, hold, and settle money across Nigerian rails, from bank transfers to @username payments and scan-to-pay.
We build and run the software behind modern African businesses.
Payments, digital wallets, identity verification, crypto, email infrastructure, and AI. We engineer production platforms for banks, startups, and enterprises, and we operate 8 of our own.
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- Products we own & run
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- Client platforms shipped
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- Years engineering
Trusted to build and run platforms for teams across Nigeria
AxooraKallo.ngVerseVerifyKANFESTiHarandeHaadi Quranic AppDodo DataChrispilotAlmizan SubAxooraKallo.ngVerseVerifyKANFESTiHarandeHaadi Quranic AppDodo DataChrispilotAlmizan Sub
Products We Own
We don't just build for clients. We ship our own.
The best proof of an engineering company is the products it runs itself. These are live, paying platforms built and operated by Elasto and its subsidiary, SendCore Limited.
Swipe to see all 8 products
Core Solutions
What we build, and where it's already live.
Every capability below runs in production today, in a product we operate or a platform we delivered for a client. No templates, no demos: systems with real users and real money moving through them.
Swipe to see all 12 solutions
Digital Wallets
Naira wallets with instant funding, transfers, and reconciliation your finance team can actually trust.
Business Banking & POS
Business accounts, storefronts, and offline-ready point of sale, in one platform merchants run their day on.
BuiltAICOR
VTU & Bill Payments
Airtime, data, electricity, and cable TV platforms built to handle peak-hour traffic without dropping a transaction.
Identity Verification & KYC
BVN, NIN, CAC, and document checks with liveness detection and face match, via API or hosted links.
Crypto & Digital Assets
Buy, sell, swap, and send digital assets straight from a Naira wallet, with transparent fees and strong custody controls.
BuiltCoinora
AI Agents & Automation
AI sales agents, conversational finance, and agent inboxes that cut manual work and move customers faster.
Email & Messaging Infrastructure
Transactional email, broadcast campaigns, and deliverability monitoring at developer-grade reliability.
BuiltSendCore
Virtual Accounts & Settlement
Dedicated account numbers at scale so every customer payment is matched and settled automatically.
Streaming & Media Platforms
Subscription video on web, Android, and iOS, with payments, content management, and secure playback.
BuiltKallo.ng
Learning Platforms & Apps
Course delivery, progress tracking, and mobile learning apps for organisations and students.
Enterprise & Health Systems
HMO operations, HR platforms, and event systems that connect a whole organisation without vendor lock-in.
Client Work
Platforms we've designed and shipped for clients.
Beyond our own products, we partner with companies to build production systems that are live and serving real users today.
Swipe to see all 11 platforms
Private
Healthcare
Crown Jewel HMO
Health management platform
A health management platform for HMO operations, member enrolment, and claims administration.
Private
Human Resources
Forte GCC
Company HRM platform
A human resource management platform for workforce operations, employee records, and people management.
Private
Mobile App
Haadi Quranic App
Quran learning mobile app
A modern Quran learning and recitation mobile application designed for students and young people who want to learn smarter and faster.
Testimonials
What our clients say.
The businesses we build for, in their own words.
“Elasto Web Services is the best software engineer I have seen so far. The system is fast, secure and reliable. I'm giving them 100%, because since I have been doing business with software engineers, I haven't seen anyone as reliable as him. Anything he says, that's what he will do. And the good part of it is, when he says he will check it, he does it very fast and gives you feedback.”
Christian
ChrispilotHow We Build
A disciplined process for systems that can't fail.
Financial software has no room for guesswork. Our process is built around correctness, security, and accountability at every stage.
- 01
Discovery & architecture
We map your product, compliance needs, and transaction flows, then design a system architecture built to scale before a line of code is written.
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Secure engineering
Microservices, hardened APIs, and payment integrations built with security reviews and automated testing at every step.
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Integration & QA
Sandbox parity, load testing, and end-to-end reconciliation checks ensure the platform behaves exactly as it will in production.
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Launch & partnership
We ship with observability, CI/CD, and runbooks, then stay on as a long-term technical partner as you grow.
Industries
Where our engineering makes an impact.
From payments and identity to streaming and healthcare, these are the sectors where our platforms are live and serving real users today.
Fintech
Wallets, payments, crypto
Banking
Core & digital banking
Telecoms
VTU & value-added services
Identity & KYC
Verification & compliance
Healthcare
HMO & member platforms
Events & Culture
Festival & event platforms
Media & Streaming
Subscription video
Education
Courses & learning apps
Retail & Commerce
Storefronts & POS
Enterprise
HR & internal platforms
Technology
A deliberate engineering stack.
We choose technology for reliability and longevity, not novelty. Every layer is battle-tested in high-throughput financial systems.
01
Backend & Services
NestJSSpring BootNode.jsGoPostgreSQLRedisRabbitMQ
02
Frontend & Mobile
ReactNext.jsReact NativeTypeScriptFlutterAndroidSwift
03
Infrastructure & DevOps
DockerKubernetesAWSAzureGoogle CloudCI/CD
04
Applied AI
OpenAIClaudeGeminiVector Search
The banks, payment rails, and cloud providers we build and integrate with
Why Elasto
An engineering company, not an agency.
We're measured by the systems we ship and the money they move safely, not by pixels. This is what that discipline looks like in practice.
Production-ready architecture
Systems designed to run under real load, not just demo well.
Security-first engineering
Threat modelling, encryption, and reviews built into the workflow.
Scalable cloud infrastructure
Elastic, observable, and cost-aware from the first deploy.
Microservices architecture
Independently deployable services that grow without rewrites.
High-performance APIs
Low-latency, idempotent endpoints your partners can rely on.
Payment integrations
Card, transfer, USSD, and biller rails wired in cleanly.
Modern frontend experiences
Fast, accessible interfaces that feel premium.
Native mobile applications
iOS and Android apps engineered for reliability.
DevOps & CI/CD
Automated pipelines, testing, and safe, frequent releases.
Long-term partnership
We stay after launch, maintaining, scaling, and evolving.
About Elasto
We don't just build platforms. We run them.
Elasto Web Services Limited has been engineering software from Kano, Nigeria since 2016. We design, build, and operate production systems across payments, identity, crypto, email infrastructure, and AI.
Because we run our own products, from Corvi and Coinora to SendCore and Bytid, we live with the same uptime, security, and compliance pressure our clients do. That's the standard every client platform gets.
Elasto Web Services Limited · RC9645303
Subsidiary: SendCore Limited · RC9634386
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Products we own and operate
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Client platforms shipped to production
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Years engineering software, since 2016
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Platforms built by our team
FAQ
Questions, answered.
Still deciding whether Elasto is the right engineering partner? Start here.
Probably. We run our own payments, crypto, identity verification, email infrastructure, and business banking products, and we've shipped VTU, AI finance, streaming, learning, HMO, and HR platforms for clients. Every solution on this page links to a live example.
We build custom systems. Every wallet, payment platform, and banking application is architected around your product, compliance requirements, and scale, never a template.
Yes. We integrate card, transfer, USSD, and bill-payment rails, issue virtual NUBAN accounts, and work with the processors and banks your business relies on.
Security is designed in from day one: encryption in transit and at rest, threat modelling, audit logging, and engineering practices aligned with PCI-DSS and financial-grade standards.
Both. We help early-stage startups ship their first production platform and help banks and enterprises modernise existing systems.
We stay on as a long-term technical partner, monitoring, maintaining, scaling, and evolving the platform with observability and CI/CD already in place.
It depends on scope, but most fintech platforms move from architecture to production in a matter of weeks to a few months, delivered in reviewable milestones.